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Randy Ray
Magnolia, AR 71753
Phone: 870-234-1644
Email: randyray@rayandassociates.net

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How Much Is My Home Worth in Magnolia, Arkansas

How Much is your home worth in Magnolia, Arkansas? If you are planning on selling your home, that is a question you need answered. As your Local Magnolia Real Estate Expert, I can help you to learn the answer to that question. I will personally do the ... Read more

Find Your Dream Home in Magnolia, Arkansas

There are so many different kinds of homes out there for families to choose from. Do I want to live in Magnolia? Or maybe you want to find a home in Magnolia. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyar... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

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Testimonials

Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional. John and Rhonda Robinson
In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn't have done it without you! Daniel and Barb Northfield
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